The Roma Entrepreneurship Development Initiative (REDI) is the first microfinance vehicle focused on financial inclusion of Roma communities, providing long-term financing and technical assistance to MFIs serving Roma entrepreneurs. REDI was launched in 2022 with catalytic capital from SEDF to test whether Roma-led small businesses could sustain commercial loan repayment rates once considered too risky by traditional lenders. Three years later, the findings show that repayment rates among Roma entrepreneurs match those of mainstream borrowers—underscoring that Roma entrepreneurs can thrive when given fair access to finance. REDI has issued some 1,000 loans to date, with an average size of €7,000. The majority of recipients are women-owned businesses operating in underserved communities. By 2026, REDI’s loan portfolio is projected to expand to €15 million across six European countries, including Albania, Kosovo, North Macedonia, Montenegro, Romania, and Slovakia.